There are many Fannie Mae/Freddie Mac conventional loan programs available.
There are 3% down programs with reduced PMI, (income limits may apply)
We also have access to some the best LPMI programs available. If your credit scores are high enough, you may put 5% or more down and not have to pay monthly PMI, call for details. It's a great program.
There are high balance FNMA loans available also.